The majority of loans that are personal by banks and banking institutions in Singapore disburse funds to the borrowerвЂ™s banking account. If however you n’t have a bank-account but want to get that loan, the next options could be useful.
1. OCBC stability transfer
This center can be acquired to existing OCBC bank card or OCBC EasiCredit customers.
OCBC Balance Transfer allows you to transform as much as 90 % associated with the limit that is available your personal line of credit or charge card into interest-free money, by having a one-time processing cost as little as 1.80 % (EIR 7.22 percent p.a.). The payment durations consist of 3 to one year.
It is possible to use to move the funds to your credit card/credit line account(s) held with just about any bank or institution that is financial Singapore; and/or any banking account held with OCBC or just about any bank or financial institution in Singapore.
2. HSBC Personal Credit Line
With HSBCвЂ™s Personal credit line account, you can expect to be given a free-of-charge cheque book along side a debit card in order to gain quick access to your account anytime, anywhere.